What Happens When the Proctor Cheats on the Stress Test?

NPR reports that 15 of America's top 19 banks passed the Federal Reserve's stress test:

 The Federal Reserve says 15 of the country's top 19 banks have enough capital to survive a "severe recession," which it defined as "peak unemployment rate of 13 percent, a 50 percent drop in equity prices, and a 21 percent decline in housing prices."

Now,  I wonder if the makers of the report were able to type it with a straight face, because we all know how it is that these banks actually passed the real stress test in 2008. Bail-out much?